VA IRRRL — Lower Your
VA Loan Rate.

The VA Interest Rate Reduction Refinance Loan requires no appraisal, minimal paperwork, and a low 0.5% funding fee. If you have a VA loan, this is often the easiest way to a lower payment.

Key Benefits

• No appraisal required
• Minimal income documentation — one of the fastest refinance options available
• Low VA funding fee of 0.5%, financeable into the new loan
• Can refinance with no out-of-pocket costs in many cases
• New loan must result in a lower interest rate (except ARM-to-fixed conversions)
• * Funding fee waived for veterans with a service-connected disability