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Aravian Financial  ·  Houston, TX
Purchase — Most Popular

Conventional Loans
in Texas.

The most widely used mortgage in the U.S. Flexible terms, no upfront mortgage insurance, and the ability to cancel PMI once you reach 20% equity — with rates shopped across 20+ wholesale lenders.

Min Down
3%
Min Credit
No Min
Loan Terms
10–30 Yr

Key Benefits

  • As little as 3% down on primary residences
  • No upfront mortgage insurance premium (unlike FHA)
  • Cancel PMI once you reach 20% equity
  • Available for primary, second home & investment properties
  • Higher loan limits than FHA in most Texas markets
  • Fixed and adjustable rate options, 10–30 year terms
Get My Rate → Ask a Question
Get Started Today
Let’s Find Your Best Rate.
Fill out the form and Kris will reach out personally — typically the same business day.
Licensed Texas Mortgage Broker  |  NMLS #2691016
Kris Syevens NMLS #566937
No obligation — response within 1 business day

Why Aravian Financial

Why Get Your Conventional Loan
With Us?

I — Independent Broker
We Shop for You

We compare rates across 20+ wholesale lenders — not just one bank's rate sheet.

II — Direct Access
Talk to Kris Directly

No call centers, no hand-offs. Kris handles your file personally from start to close.

III — Texas Expertise
Houston-Based, Statewide

Over 17 years in financial services. We know the Texas market inside and out.

IV — Transparent
No Surprises at Closing

A detailed Loan Estimate upfront. Clear communication every step of the way.

Kris Syevens
CEO & Mortgage Advisor  ·  Aravian Financial LLC  ·  NMLS #566937
With over 17 years in financial services and a commitment to putting clients first, Kris founded Aravian Financial to give Texas borrowers a better mortgage experience. Every client works directly with Kris — from the first conversation to closing day.
281-716-3215 kris@aravianfinancial.com Full Bio →

Ready to get pre-approved
or have questions first?

Start Application Contact Kris